View from the Foothills of France Some personal views on living, working, bringing up family and making the dream happen in the most beautiful region of France. View from the Foothills of France also includes some personal and professional thoughts and tips on finding and buying the perfect property in the Ariège and Haute Garonne regions.
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By nadia, on 20th June 2017 
The Notaires de France have recently released the latest review of the French property market and house prices in France over the last three years. In many parts of France, prices have remained fairly static but, in the Occitanie region, there has been a gradual but, nevertheless, upward trend in house prices, most significantly in the Ariège and the Gers.
Overall in the last year, the Notaires’ report shows that, overall in France, house prices rose on average by 1.4%. In the Ariege it was 11.8% and the Gers 10.2%. The Haute Garonne, in contrast, fell slightly, by 1.3%. The figures of course hide all sorts of regional variations and reflect a certain re-balancing of the market in this region, where there was a former disparity in prices. The Haute Garonne also saw large house price rises in the last decade fueled by the demand for property in Toulouse, hence the Haute Garonne index is skewed by these figures. Details in the table below.
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2014 |
2015 |
2016 |
Ariège |
-4.7% |
+4.1% |
+11.8% |
Aude |
-5.5% |
+1.4% |
+10.2% |
Aveyron |
-2.1% |
+1.6% |
+0.8% |
Gard |
-2.8% |
-0.4% |
+2.1% |
Gers |
-2.1% |
+1.5% |
+10.2% |
Haute-Garonne |
-2.2% |
+0.8% |
-1.3% |
Hautes-Pyrénées |
-4.4% |
+3.1% |
-2.1% |
Hérault |
-4.5% |
+1.3% |
+3.9% |
Lot |
-2.2% |
+1.5% |
+2.2% |
Lozère |
-4.4% |
-0.7% |
-12.1% |
Pyrénées-Orientales |
-6.0% |
+0.9% |
+3.0% |
Tarn |
-0.8% |
+1.9% |
-4.7% |
Tarn-et-Garonne |
-0.3% |
+1.3% |
-0.2% |
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There are also indications that the upward movement of prices has continued so far in 2017, with the report showing that, in the first quarter of the year, house prices outside of Paris rose by 1.9%, compared to 0.3% in the same period in 2016.
What does this mean for foreign house buyers in France? Well it is still a buyer’s market in this region, especially with the uncertainty of Brexit hanging over us but the Euro economy is finally showing positive results and the French economy looks to be hugely boosted by the election of Macron and his subsequent strong majority following the legislative elections. All of which suggests that French house prices are likely to continue their upward trajectory and French property may not, in the future, be the bargain it once was so, if buying a house in France is your dream, now might be the time to make your mov
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By nadia, on 30th May 2017 
I find myself in a strange position this week – I am feeling sorry for French estate agents. Having just done a two-day course on French law and ethics as it applies to French property transactions, I realize that I have, in the past, underestimated the huge legal responsibility that estate agents have in France and the legal liability if they get anything wrong.
Estate agents get a very hard time from all sides and it must be one of the only areas of business where someone is trying to work both for the buyer and seller at the same time. This is clearly not logical and the reason why buyers should bear in mind that, while an agent is there to propose and show you properties they have for sale, they are actually contracted to work for the seller so this is where their legal obligations lie. (Hence the need for a property finder working solely for the buyer but I have written about that many times in the past; see here)
My two-day course, more than anything, reinforced what I already knew; that France is surely one of the safest places in the world to buy a property. French law is designed to always protect the consumer and hence there are so many safety nets for buyers in order to ensure that they have all the information they need at every stage and also the right to pull out at different points. The seller does not have the same rights and hence, a buyer can be sure that, once both parties have signed the initial Compromis de Vente, the purchase is secure from their point of view. The buyer also has the right to ‘get-out clauses’ known as a ‘clause suspensive’ for various reasons to ensure that, for example, should you not secure a mortgage, then you can still pull out. The seller does not have the right to get-out clauses.
I would always advise having someone to help you through the buying process but, in France, buyers can be sure that they are protected at every step of the purchase and have the law on their side from start to finish. There are many other uncertainties of course when buying a house abroad but there is no uncertainty when it comes to the buyer’s rights in a French property purchase.
If you need any help with your property search, get in touch: nadia@foothillsoffrance.com
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By nadia, on 9th May 2017 
There is clearly a lot of relief this week both here in France and around the world following the French election result. There is a real sense of renewed energy and optimism amongst both the French population and those of us who have made France our home.
Certainly there are plenty of people who would not have voted for Macron if there had been a clear alternative but there is also the large majority of the population, particularly the younger generation, who hope that he heralds the start of a much brighter future for them and their country. His party, now called En Marche la Republique, is neither left nor right and he says he wants to renew the French political system from a centrist position.
The French have always had a great deal of pride in their country and a sense of superiority in just being born French. As outsiders, we often laugh at this but right now I admire it and I particularly admire the way that the French have fought against right wing extremism and the politics of isolationism to embrace Europe and the world with the aim of being right at the centre of a force for good rather than to cut ties, turn their backs on the rest of the world and think only about themselves.
So what comes next? Well Macron will appoint a Prime Minister which he has said he will do by the end of the week and, in theory, it is he/she (we live in hope) who has to form a government. In practice, they work together to do this and the President must approve the appointment of government ministers, known as the Conseil des Ministres consisting of around 15-16 individuals although the total size of the ministerial team is typically 30-40 ministers and it is they who determine policy and put new legislation before parliament in the form of bills (projets de loi).
Once the Conseil des Ministres has been decided and six weeks on from the presidential election it is the Elections Législatives, the public elections to vote for the members of the French parliament. This is made up of two houses or chambers; the lower and principal house of parliament known as the Assemblée Nationale and the members, known as députés and these will be elected by the public in legislative elections in the middle of June. There are currently 577 députés and Macron says he will contest every seat – he needs 290 seats for a majority. As yet, his party has no elected Ministers so this is no small task. He has pledged that at least 50% of his candidates will have no political affiliation and half will be women. Currently the Socialists have a majority in the National Assembly. The upcoming legislative elections involve two rounds; a candidate can be elected in the first round by obtaining an absolute majority of votes or, in the second round, with votes totaling at least 12.5 per cent.
After this, Macron has to deal with the upper chamber of parliament known as the Sénat. Senators are chosen by “grands électeurs” who are the mayors and other locally elected representatives. They are elected for six years and half of seats come up for election every three years. There are currently 348 senators and the Republicans currently have a majority.
So there is no time for Macron to sit back and enjoy his victory; he has a huge task ahead. For the Europeans amongst us, the good news is that Macron is very pro-European and pro- open borders and tolerance which can only be good news for everyone.
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By nadia, on 20th April 2017 
All of us set out to find our dream house when we start our property search in France; the perfect French home, ‘the one’. We probably have a picture in our head of what this will look like and what features it will have; the gorgeous view, the blue shutters, the wooden floors, stone fireplaces, lots of original architecture, the French doors to the perfect terrace or garden.
The problem is that the perfect house doesn’t really exist except in our heads; every house has its compromises. So what should you compromise on and what should you absolutely not?
- The view. This is my number one client search request; nearly everyone wants a view whether it is of rolling hills, beautiful gardens, bucolic fields of flowers, a pretty market square or snow-capped mountains. And this is something that a house either has or not (unless it’s possible to cut down some trees to revel a hither-unseen view). This is, therefore, one area where I suggest you should not compromise if it is important to you.
- Walking distance to a café or boulangerie. Another favourite on the list of ‘must-haves’ but more difficult to find than you would probably imagine. I will find it if I can but it might involve many more compromises on other factors on your wish-list.
- A large garden/lots of land. This is a favourite criterion for British buyers (less so for Australians, South Africans and Americans who perhaps are more realistic about the work involved!) I understand the attraction of this and, if it is a permanent home, go for it. If it is a holiday home and everything else about the house ticks your boxes but the garden is smaller than you would have ideally liked, it is worth compromising.
- A swimming pool. Again, often top of the ‘wish-list’ but keep in mind that it is better to buy a house that fulfils most of your search brief but doesn’t have a pool than to buy a house with a pool that is not quite the right house. You can always put in a swimming pool but you cannot easily change the fundamentals of the house.
- A large kitchen/dining room/open plan living space. This is an ever more popular request thanks to the way we live nowadays. However, most clients are looking for a traditional, old French house and these were not designed to be open plan. Smaller, individual rooms and often a very small galley kitchen are the norm. I would, however, tell a client not dismiss a house because it does not tick this box – usually you can open up rooms or take down walls to create exactly the space that suits you.
- No renovation work. Horror stories abound about the trials and tribulations of undertaking a renovation in France but often this is thanks to the power of television; plenty of people renovate very happily and successfully in France. It is not a cheap process but, if you go into it with your eyes open, it is one of the best ways of creating your dream home so don’t rule out this option if the location, position, style, setting, size and price of the house are all right.
- Easy access and within an hour of a major airport (and preferably more than one airport). This is another condition that starts at the top of the ‘wish-list’ but often gets dropped in favour of other ‘must haves’. I would, however, suggest that this is one area in which you should not compromise if you are going to be commuting or travelling regularly to your home in France – an hour is do-able but anything more becomes a serious effort and you cannot change this longer term.
I could go on but, in summary, when deciding where and how to compromise to achieve your ‘perfect house’: If something can be changed such as décor, room layouts, finishes, heating or electric systems, then it is worth compromising. If it is an element which absolutely cannot be changed such as the view, the location, the proximity to services or accessibility, think long and hard about your priorities before compromising. You can’t pick up your perfect house and move it somewhere else but you can find the perfect location and gradually change a ‘compromise’ house into your perfect dream house.
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